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Car Accidents

What You Should Know if You have Been Involved in a Car Accident


Did you know one of the most stressful circumstance is dealing with the problems that arise after an auto accident? Were you also aware that some auto accident injuries are hidden and seldom detected for months or even years?


As a result, a lot of accident victims in the Wall, Pt. Pleasant and Brick Townsip areas settle their case with the insurance companies before getting evaluated from a Doctor trained in soft tissue injuries. THIS COULD BE A BIG MISTAKE.

Why? Because once you settle your case you loose the right for care if you need it. Even if you are just sore, you should get checked out immediately. Because you may experience pain, numbness, headaches, muscle stiffness, fatigue, and other problems including arthritis many months down the road. Remember, Nothing is more important that your health when you start to lose it.


A good rule of thumb is to get educated in your rights, then make a decision, there is no reason to rush; it can only hurt you more than the accident in the first place.


It is our position that if you were injured, you should get the care you need to get you back to the way you felt and functioned just before the accident. The insurance company wishes to pay the minimum it can to satisfy their obligation and be done with your claim. We will make sure you get all of the care you need, not one treatment more and not one treatment less. Anything else is unacceptable.


Not only are auto accidents an inconvenience and a hassle, a common general complaint of auto accident victims is that they don't feel their normal self. You may be experiencing obvious pains and symptoms like muscle stiffness or spasms, neck pain, headaches, numbness and tingling, back pain, difficulty sleeping, irritability, memory loss, fatigue, difficulty concentrating and many other difficulties or worse than that, you may be injured and feel nothing at all.


Even if you were involved in a minor fender bender, studies have proven you can be severely injured and feel slight discomfort or no pain at all. That’s right, you can be severely injured, and feel only slight pain, or even no pain at all right after your accident. More than half of all whiplash injuries occur in crashes, where there is little or no damage to the vehicle. Your doctor might miss this injury, and mistake your pain for something completely different. This is when insurance companies try to settle with you. Don't make this mistake. Insurance adjusters know all about the kind of injuries people like you and me can experience in an accident. They know sometimes you don’t feel injured right away and that’s why they try to settle as quickly as possible while your medical bills are low or non-existent. This way they do not have to pick up the tab for the treatment you need and deserve. They are not bad people, but they want to make and save money. This can happen, even if it’s your own insurance company you're dealing with! Make no mistake, Insurance is a business like any other, and the less they spend helping their clients, (or the people they hit) the more money they make.


Most Doctors Are Not Trained In The Detection Of These Hidden Injuries....

How are these hidden injuries detected?

If you have been in an auto accident, you need a doctor that is trained in the biomechanics of the human body, someone who treats these injuries every day. The Stiso Chiropractic Centers, and Dr. Stiso specifically, have been treating Auto Accident patients for over since 1965. Dr. Frank A. Stiso is a Certified Sports Physician, Board Certified Disability Analyst, Family Practitioner of Personal, Industrial and Sports Related Injuries. 

Commonly Asked Questions By Accident Victims

Q: Should I See An Attorney Before I See Dr. Stiso?

A: It is important to get checked out by the doctor first, that way the findings from your exam will give you the information you may need to provide in order for an attorney to decide to accept your case.  If necessary, we can refer you to a reputable and qualified attorney.


Q: Do I have to go to the Doctor my attorney picked for me?

A: No. You have the right to choose which ever healthcare provider you want. However, your attorney has probably sent you to a doctor they know and trust.


Q: What If My Car Sustained Only Minor Damage?

A: Documented studies show that the damage to the passengers is not necessarily directly related to the amount of damage to the vehicle. Many times, no damage to the car, means the forces were not absorbed by the cars, but transferred to the driver and passengers instead.


Q: If I Need Treatment For This Injury, Do I Have To Pay For It Myself?

A: Not if you had current auto insurance at the time of the accident. Only in extremely rare circumstances does the patient pay for their care. New Jersey is a ‘no fault’ state meaning that no matter who is at fault in the accident, you are still entitled to personal injury benefits under your car insurance policy.


Q: The Insurance Company Has Been Calling Me And Wants To Settle, What Should I Do?

A: Do not sign, settle, or close anything until you have had us evaluate your injury for you. If you settle before your injury is fully resolved, you will be completely on your own, and you will have to pay out of pocket for your care.


Q: I've been to the Hospital, Do I Really Need to See Dr. Stiso?

A: Emergency room technicians (doctors, nurses, aides, etc...) are well trained to detect life-threatening conditions and provide appropriate care as needed. However, if your injuries are outside of the “life-threatening” scope, very little attention is paid to your condition. That is not to say ER staff aren’t incredible people, they are, but they are not trained to diagnose or treat subtle, but serious soft tissue injuries.


It is to your benefit to consult Dr. Stiso as soon as possible. There may be a time lag between the collision and full awareness of the extent of your injuries. Certain injuries may not be apparent until some time after an accident. By waiting, you risk delaying your treatment and aggravating your injury. Even minor soreness can be an indication of a more significant injury. If you believe there is any chance you may have been injured, you should see Dr. Stiso as soon as possible. An insurance company may argue that the failure of an individual to see a doctor right away indicates that an injury must have resulted from an unrelated event after the accident. The longer you wait for medical treatment, the more difficult it will be to connect the injuries to the accident. Be sure to report any memory loss, headaches, blood or fluid in your ear, dizziness, ringing in your ears, disorientation, nausea, or confusion.


Q: What about the pain pills my MD gave me, won’t they do the trick?

A: If your M.D. has given you pills, you must understand that, while pills will help alleviate the pain, they do not fix structural or soft tissue damage. There are special treatments and therapies designed for that, and we offer them at our Colonia and Manasquan offices. Normally, medical doctors do not treat the underlying problems such as musculoskeletal biomechanics, misalignments, and soft tissue injuries that can, and often do lead to future pain. If you are still having problems, you should get a second opinion.


Q: Does Your Care Hurt?

A: Absolutely not. The care we give is very gentle and quite soothing. Our care is so gentle, a large number of children and geriatric patients seek our services. Most patients can hardly wait to get their care.


Q: Is The Care safe?

A: Yes, extremely safe. Particularly when compared to the side effects from all medications or surgeries. It’s safer than aspirin!



(732) 528-7746